Purpose of the Role:     

The Senior Analyst, Risk Reporting & Analysis undertakes programming, data mining, risk analysis, report preparation and database maintenance, including identifying and making recommendation on further automation of reports and database designs for the Risk Reporting team including improve data quality and the efficiency of data systems. The incumbent produces a variety of credit risk reporting of auto adjudicated credits required for management, board and regulatory reporting and monitoring and prepares qualitative analysis and write-ups stemming from the quantitative reviews. The incumbent also performs reconciliations from subsidiary systems to the general ledger (GL) and follows-up on variances with the business segments and the Finance teams to ensure accurate and timely reporting.

Key Accountabilities:

• Completes digital lending reports and other management, board and regulatory risk reports, including quarterly reports for the boards / board committees, based on agreed frequency, complexity and delegated authority limits, providing risk data and analysis for discussion and involves mining large volumes of data, performing advanced formulas to assist with the data mining or profiling and interpreting the results to support key analyses for monitoring and preparing risk related information (both quantitative and qualitative) which forms part of management, board and regulatory reporting and supports key decision making.
• Identifies & recommends improvements to risk reporting, assists with determining new, revised or retired risk reports and seeks to automate certain elements of reporting to support greater efficiency in reporting.
• Drafts & prepares departmental procedures and process flows for use in day-to-day activities and supports the Senior Manager in updating any related changes to the controls to mitigate risks within the reporting processes used in day-to-day activities and strengthen the control environment within the reporting processes.
• Prepares detailed risk analyses to support management, board and regulatory risk reports, highlighting the main reasons or drivers for risk related areas, performing reconciliations from source or subsidiary systems to the general ledger and following up, where applicable       to ensure quality management information is provided / available or decision making.
• Builds & creates reports from data sources / warehouses using data automation tools, including Tableau and Alteryx to facilitate optimal extraction and efficient delivery of data from various data sources / warehouses.
• Coordinates & follow-ups with stakeholders and team members on deliverables / timelines and improvements on reporting and escalates to the Senior Manager within agreed timeframes to ensures that deliverables or areas of concern are taken to closure with all parties’ queries addressed, supporting quality and timeliness of output.
• Assists with the preparation of numerous ad hoc requests for credit risk information from internal / external sources, e.g. central banks / monetary authorities, finance department, as needed to support decision making and regulatory requests.

Knowledge / Experience:

• 3-5 years in the process of data mining and analytics
• Fully competent in PC applications, e.g. Alteryx, Tableau,
• Experience in any credit risk related area in a financial institution would be an asset
• Ability to automate reports and efficiently use databases
• Experience in interpreting data and drawing appropriate opinions and conclusions for executive and regulatory reports
• Strong knowledge in reporting writing and presentations
• Good overall risk management knowledge (both quantitative and qualitative risk considerations and factors) in a banking environment.

Required Qualifications:

• Bachelor degree or equivalent in information technology, data analytics, risk management, finance or accounting is required